NEW Coinbase Ventures' Base Ecosystem Fund is now an investor in Flyra. Read the news →

The OS for
global money.

Built for platforms. Launch global financial products in as little as 60 days. Powered by a programmable, stablecoin-native ledger with AI agents built into every workflow.

  • Win new users with instant global remittance
  • Retain them in-app with wallets, cards, and rewards
  • Grow revenue on every transaction
Vedax
Ask Vedax anything...
Backed by
Coinbase Ventures
Race Capital
DCG
Blockwall
Hike Ventures
The Fintech Fund
The Venture Dept.
Goodwater Capital
Overlook
Deep Nishar Deep Nishar Bam Azizi Bam Azizi
One System

Win with financial products built for your customers, not your vendors.

Today, companies that want to launch financial products cobble together wallets, cards, KYC, credit, rewards, and AI from different vendors, onto an off-the-shelf ledger they don't control. The result:

Fragmented data
Disconnected systems
One-size-fits-all products
AI that can't see the full picture

Flyra turns that patchwork into one programmable financial system you control, so you build products around your business and how customers earn, move, spend, save, and borrow.

Infrastructure providers give you components. Flyra turns them into one programmable financial system.

One programmable ledger underneath everything: one data model, one customer, one source of truth. The system that runs it all is yours.

The old way

Components you wire together yourself.

DISCONNECTED
Wallets
Cards
Payments
Credit
Rewards
AI
?
?
?
?
?
No programmable system
Vendors wired by hand
Many data models
Not real-time
No single source of truth

FlyraOS

Best-in-class providers on one programmable ledger.

ONE SYSTEM
Wallets
Payments
Cards
One programmable ledgerOne source of truth
Rewards
Credit
AI agents
Multi-product
AI-native
Programmable
Real-time
One data model
One source of truth
Owned by you
Launch faster. Scale with confidence.
Your Ledger, Live

Every event. One system of record.

Every payment, reward, card transaction, loan, and settlement, written to one programmable ledger as it happens.

FLYRA · SYSTEM OF RECORD · v2.1LIVE
TimeEventAmountStatus
20:01:13
Settlement complete
Bank
cleared
SETTLED
20:01:11
Reconciliation matched
AI agent
matched
SETTLED
20:01:09
Cross-border transfer
USDB → NGN
+$200.00
SETTLED
20:01:07
Loan created
Ledger
$500.00
SETTLED
20:01:06
Credit approved
AI Agent
+$500.00
SETTLED
20:01:04
Card purchase authorized
Visa · Merchant
-$34.50
SETTLED
20:01:02
Rewards distributed
Flyra Boost · 3%
+$6.00
SETTLED
Your data, yours to build on279 events
Your ledger becomes a strategic asset,
not an implementation detail.
Proven in production

We didn't just build FlyraOS. We run our own app on it.

The Flyra consumer platform is live today in four markets, with 30+ more by end of July.

US UK Nigeria Mexico +30 more · coming soon

It all runs on FlyraOS.

One ledger. Full real-time view for your AI agents.

Enterprise customers get the same production stack.

Stablecoin Wallets Global Payments & Remittance On/Off Ramps Cards 3% Balance Rewards 0.5% Card Cashback Credit AI Agents

Cards available in the US, Nigeria, and Mexico. UK cards coming soon.

Partners

The Flyra app. Powered by one programmable system. Built on best-in-class infrastructure.

Flyra works with regulated financial institutions and infrastructure providers to deliver certain products and services. The Flyra mobile app, available on the App Store and Google Play, partners with Bridge (a Stripe company) to provide certain services. The Flyra Visa Card is issued by Lead Bank. Consumer products and cards are subject to the applicable terms and agreements of Flyra and its service providers.

FlyraOS

One OS for every financial product.

Launch any combination on one programmable, stablecoin-native financial system.

Wallets
Programmable stablecoin wallets, built for your business.
Global Payments
Remittance and payments at stablecoin speed and cost.
Cards
Branded cards with the controls and rewards you set.
Savings & Rewards
Rewards, cashback, and incentives, on your terms.
Credit
Credit with programmable underwriting and controls.
AI Agents
AI agents for every part of the money flow.
Flyra runs underneath your product. We sit behind your brand, never in front of it. Your users only ever see you.
AI Agents

Not generic AI. AI agents built into the OS.

A coordinated system of specialist agents, all working from your programmable ledger.

Vedax Orchestrator

Vedax is the AI operator for FlyraOS. It coordinates specialist agents, supervises every decision, and helps your team understand, manage, and grow the platform.

Specialist AI agents, one for each part of the money flow
Grow
Grow the relationship
AI agents
Lever · personalized rewards and offers
Bridge · next-best product recommendations
Lend
Extend credit, manage risk
AI agents
Flow · instant deposits before settlement
Extend · credit decisions, limits, and pricing
Protect
Stop losses
AI agents
Shield · fraud and financial-crime detection
Govern
Stay fair and compliant
AI agents
Compass · drift, fairness, and outcome monitoring
Launch new specialist agents as you grow. The system expands without re-platforming.
Every agent reads from the same programmable ledger and governed data model.
Models decide. Agents explain and act.
Decisions come from an explainable, auditable model, not an LLM. The agent explains each one, stays within your limits, and escalates to a human.
Where Flyra fits

Built for platforms that move money.

Global by design

Launch globally without rebuilding your stack.

Expand on Flyra's global rails, your own, or both

Global reach
Launch across 100+ countries through Flyra's payment partners. Bank accounts, wallets, and cards where supported
Bring your own infrastructure
Bring your existing banking and payment infrastructure to FlyraOS
Compose both
Use Flyra where it helps most. Keep your own everywhere else

Availability varies by market, product, partner, and compliance requirements.

Who we are

The team building Enterprise-Grade Fintech.

A global team that has shipped payments, credit, and consumer products at the largest scale, building Flyra as enterprise-grade from day one.

Flutterwave
American Express
Kabbage
Dream11
Goldman Sachs
Sumo Logic
Oneal Bhambani
Oneal Bhambani
Founder & CEO
Ex-Flutterwave · Amex · Kabbage
Manu Joseph
Manu Joseph
Principal Architect, Enterprise & Payments Systems
Ex-Flutterwave · Goldman Sachs
Ankit Jain
Ankit Jain
Head of Engineering, Platform
Ex-Dream11
Gayathri Nair
Gayathri Nair
Head of Engineering, Frontend & UX
Ex-Dream11
Hitesh Kansal
Hitesh Kansal
Staff Engineer
Ex-Dream11 · Citi
Suraj Gour
Suraj Gour
Senior Platform Engineer
Ex-Dream11
Augustine Igboke
Augustine Igboke
Platform Engineer
Ex-Flutterwave
Ashwal S
Ashwal S
Platform Engineer
Ex-Flutterwave
Rishabh Jain
Rishabh Jain
Senior Platform Engineer
Ex-Dream11
Hardik Parmar
Hardik Parmar
Senior Frontend and UX Engineer
Ex-Dream11
Ajay Shenoy
Ajay Shenoy
Head of Product, Credit
Ex-Dream11
Sumit Chandorkar
Sumit Chandorkar
Design Lead
Ex-Dream11
Rounak Parihar
Rounak Parihar
Platform Engineer
Ex-Dream11 · Prodigal
Dipankar Anand
Dipankar Anand
Platform Engineer
Ex-Dream11
Arpit Jain
Arpit Jain
Platform Engineer
Ex-Dream11
Chetan Deshmukh
Chetan Deshmukh
Frontend Engineer
Ex-Dream11
Rohit Verma
Rohit Verma
Frontend Engineer
Ex-Dream11 · Bright Money
Kush Gupta
Kush Gupta
Platform Engineer
Ex-Cyware
See it live

See FlyraOS
in action.

Book a demo or talk to us about going live. The best way to understand Flyra is to see the platform run.

Send, spend, and
save in dollars.
Anywhere.

Your dollar account, built for the world.

Send money worldwide, at low cost
Hold U.S. dollars, wherever you are
Grow your balance with a 3% annual rewards rate
Spend globally with a Visa card that pays 0.5% cashback
Access credit when you need it Coming soon
LIVE IN US· UK· Nigeria· Mexico +30 markets coming soon
Flyra app — send money and manage your Flyra card
What you can do

Your money, working harder.

One app to send, hold, spend, and grow your money, wherever you are.

Send globally
Transfer to family and friends across borders in seconds, with live exchange rates before you confirm.
4saverage cross-border transfer
Hold dollars
Your balance stays in US dollars, protected from local currency swings and accepted everywhere you spend.
$1.00· always $1.00
Spend anywhere
Use your Flyra card online or in person, anywhere Visa is accepted, with cashback on every purchase.
0.5%cashback on card purchases
Earn every day
Flyra Boost pays interest on your balance automatically. No lock-ups, no minimums, just growth on what you hold.
3%Flyra Boost on your balance
How it works

Up and running in 5 minutes.

Download, verify, and start moving money the same day. No paperwork, no branches.

01
Download Flyra
Get the app free from the App Store or Google Play. Takes under a minute to install and create your account.
02
Verify your identity
A quick, secure ID check: just a photo of your ID and a selfie. Most people are through in under 3 minutes.
03
Add money and go
Top up via card or bank transfer. Send internationally, spend with your card, and earn 3% from day one.
9:41
STEP 01Get the app
Installing Flyra…
Free · 100K+ downloads
Setting up your account72%
App Store
Google Play
STEP 02Verify it's you
Identity verified
Bank-grade encryption · under 3 minutes
STEP 03Start earning
Flyra Boost
+$6.00
3% on balance · accrued daily
Earning from day oneNo waiting period, no minimums
Where we're live

4 live markets · 30 coming soon

Flyra is live in the US, UK, Nigeria, and Mexico, with near-term planned expansion across Africa, Latin America, and Asia.

Live market
Coming soon
Book a demo Get the app
Get the app