Send Bonus Terms.

1. Overview

1.1 These terms and conditions (the "Bonus Terms") govern how bonuses and rewards may be earned by customers under the Flyra Send Bonus program (the "Program"). They apply between Flyra Inc. and any of its subsidiaries that offer the Program ("Flyra," "we," "us," or "our") and you ("you," "your," or "Participant"). Flyra provides money transfer and related financial services through its mobile application (the "App" and the "Services"). Your participation in the Program is subject to these Bonus Terms and to the Flyra Terms of Service.

1.2 By using the App and the Services and taking part in the Program (for example, by completing a qualifying send, entering a code, or sharing your own code), you agree to be bound by these Bonus Terms. If you do not agree to them, do not enter or share a code or attempt to claim a bonus. These Bonus Terms are provided in English, and the Program is currently offered in English only.

2. How the Program works

2.1 The Program lets you earn a bonus credited to your Flyra balance (a "Bonus") for completing certain qualifying actions ("Qualifying Actions"). From time to time, Flyra may add temporary or permanent Qualifying Actions, including as part of promotional offers, with any additional terms shown in the App or in the relevant promotional materials.

2.2 Send Bonus (first qualifying send). You may earn a Send Bonus when you complete your first send using the App that meets or exceeds the minimum qualifying amount shown in the App, provided that send is successfully executed and is not cancelled or reversed:

• If you complete your first qualifying send without a code, you receive the standard Send Bonus shown in the App.

• If you complete your first qualifying send with a valid code applied, you receive the enhanced Send Bonus shown in the App.

The Send Bonus is available only once per customer.

2.3 Referral Bonus (personal codes). If you share your personal code and another person (the "Referred User") applies it and then completes their own first qualifying send, you (the "Referrer") receive the Referral Bonus shown in the App. The Referred User separately receives their own Send Bonus under clause 2.2. For a referral to qualify, all of the following must be met:

• the Referred User must be new to Flyra and must not have previously registered for or transferred money using the Services;

• the Referred User must enter your code before completing their first send;

• the Referred User’s first send must meet or exceed the minimum qualifying amount; and

• that send must be successfully completed and not cancelled or reversed.

A Referral Bonus is earned only once the Referred User’s qualifying send has completed, not at the time the code is entered.

2.4 Channel codes. Flyra may publish certain codes through its own marketing channels (for example, social media advertising). A customer who applies a valid channel code on their first qualifying send receives the enhanced Send Bonus shown in the App under clause 2.2. Channel codes do not pay a Referral Bonus to any individual.

2.5 The amount and nature of the Bonus for each Qualifying Action will be disclosed in the App along with the Qualifying Action.

2.6 Flyra reserves the right to impose and change the minimum qualifying send amount at its discretion. Any minimum in place will be disclosed in the App, and only sends that meet or exceed it will be a Qualifying Action.

2.7 A customer may benefit from the Program only once. Only one Bonus is payable per customer in respect of a first qualifying send, and codes cannot be combined with one another or applied to a send that is not the customer’s first qualifying send.

2.8 Flyra reserves the right to change, add, pause, or remove the list of Qualifying Actions and their associated Bonuses (including bonus amounts, minimum qualifying amounts, and codes) at any time, at its discretion and without prior notice. Qualifying Actions that were validly completed before a change takes effect will be honored on the terms that applied at the time they were completed.

2.9 Bonuses are credited to your Flyra balance. They have no cash value in themselves and are not transferable, refundable, or exchangeable for cash.

3. Delivery and use of bonuses

3.1 A Bonus is credited to your Flyra balance only after the relevant qualifying send has completed. A Referral Bonus is credited to the Referrer only after the Referred User’s qualifying send has completed. Bonuses accumulate and are shown as a balance in your account.

3.2 Flyra does not guarantee a delivery time for any Bonus.

4. Program restrictions

4.1 You must be a registered Flyra customer to take part. Only one registration per person is permitted.

4.2 Any registration or send made by a Referred User after their first successful send does not qualify as a referral, and referrals to someone who is already a Flyra user do not qualify.

4.3 Flyra reserves the right to withhold or void any Qualifying Action or Bonus that (i) appears to be fraudulent, (ii) appears to result from a fraudulent transaction, or (iii) breaches these Bonus Terms or the Flyra Terms of Service.

4.4 Flyra may limit the number of people per household eligible to receive a Bonus.

4.5 Any attempt to abuse the Program (for example, by using multiple or false identities, registrations, or logins, or any other method Flyra reasonably considers abusive) will disqualify the Participant from receiving a Bonus, at Flyra’s sole discretion.

4.6 Residents of certain countries may be excluded from the Program where local law requires. Any excluded countries will be listed in the App or in the materials for the relevant Program.

5. Limitation of liability

5.1 To the fullest extent permitted by law, Flyra will not be liable to you or any third party for any damages arising from your participation in the Program, including special, indirect, incidental, punitive, or consequential damages, even if advised of the possibility of such damages. Flyra’s maximum aggregate liability under the Program will not exceed the then-current value of your unspent balance earned through the Program.

5.2 To the fullest extent permitted by law, all express and implied warranties relating to the Program are disclaimed, including any implied warranties of merchantability, non-infringement, and fitness for a particular purpose. Flyra makes no representation or warranty about any results obtainable through the Program or the timing of any Bonus.

6. General

6.1 Flyra may amend the Program or these Bonus Terms from time to time. Any changes will be published on Flyra’s website and/or in the App no later than the date the change takes effect.

6.2 Flyra may suspend or terminate the Program at any time, in whole or in part, at its discretion. Termination will not affect Bonuses that have already been credited to your Flyra balance.

6.3 If a Participant or Referred User uses the Program in breach of these Bonus Terms, the Flyra Terms of Service, or any applicable law, Flyra may suspend or terminate the account or void the Bonuses of either party.

6.4 All information collected through the Program is handled in accordance with the Flyra Privacy Policy.

6.5 These Bonus Terms are governed by the laws of Delaware USA. Any questions or complaints about the Program can be sent to support@flyra.com.